Research · cited sources

Community profile

LLAYDLLAYD

Prepared 9/16/2026 for the LLAYD / Tyjuan Amor LLC resubmission to Baltimore Development Corporation (BDC). Every fact has a source. Items I could not verify are marked UNVERIFIED.


1. Site identification

Item Finding Source
1820 N. Charles St. — Block/Lot Ward 12, Section 09, Block 0388, Lot 009; land ≈1,655 SF; 4 floors above grade plus a basement, masonry; originally part of a historic mansion later split into three buildings BDC RFP (10/14/2025), p. 4 — https://cdn.prod.website-files.com/62e950e477a7d341ded26c5a/68eeba5cb327e7a92b1ee080_1820%20N%20Charles%20Street%20RFP_FINAL.pdf
Zoning C-2 (commercial; allows offices, retail, services, and live entertainment as an accessory use) BDC RFP, pp. 4–5 (same URL)
Overlays Charles North Urban Renewal Plan (CNURP); Station North Arts & Entertainment District; North Central National Register Historic District BDC RFP, pp. 3–5 (same URL)
Incentive zones named in the RFP Opportunity Zone, Enterprise Zone, CHAP historic credit, MHT state historic credit, High-Performance Market-Rate Rental Housing credit BDC RFP, pp. 6–7 (same URL)
City subsidy "No discretionary City financial assistance is offered or anticipated for this Property" BDC RFP, p. 4 (same URL)
Census tract Tract 1205 (GEOID 24510120500) for both 1816 and 1820 N. Charles U.S. Census Geocoder — https://geocoding.geo.census.gov/geocoder/geographies/onelineaddress?address=1820+N+Charles+St,+Baltimore,+MD+21201&benchmark=Public_AR_Current&vintage=Current_Current&layers=all&format=json
State legislative district District 40 (Senate and House). Congressional District 7. Same Census Geocoder query
District 40 legislators (2023–2027) Sen. Antonio L. Hayes; Dels. Marlon D. Amprey, Frank M. Conaway Jr., Melissa R. Wells https://en.wikipedia.org/wiki/Maryland_Legislative_District_40
1816 N. Charles FY2026 tax bill Assessment $230,000; state rate 0.112%, city rate 2.248%; total tax $5,428. The bill shows no Special Benefits District surcharge line. LLAYD project file: research/source_text/1816 N Charles St__new files__Real Property _ City of Baltimore.pdf.txt (City bill from https://pay.baltimorecity.gov/realproperty/bill)

2. Neighborhood context: Charles North, Station North, Greenmount West, Old Goucher


3. Demographics and economics

3a. Census Tract 1205 (the site tract), ACS 2024 5-year

Metric Value
Population 2,126
Median age 35.5
Median household income $61,338
Per-capita income $59,263
Poverty rate 12.4%
Housing units 1,450
Median home value $336,400
Bachelor's degree or higher 60%
Mean commute time 26.6 min

Source: Census Reporter — https://censusreporter.org/profiles/14000US24510120500-census-tract-1205-baltimore-md/

3b. Baltimore City, for comparison (ACS 2024 1-year)

Population 568,271; median household income $64,778; per-capita income $41,644; poverty rate 17.7%; median home value $247,400. Source: https://censusreporter.org/profiles/16000US2404000-baltimore-md/

3c. BNIA Vital Signs, pulled from BNIA's ArcGIS feature services

Indicator Midtown CSA Greater Charles Village/Barclay CSA Source
Median household income (2019–2023 ACS) $56,606 (2018–22: $65,017; 2014–18: $52,477; 2006–10: $35,394) $63,578 BNIA "Median Household Income – CSA": https://services1.arcgis.com/mVFRs7NF4iFitgbY/arcgis/rest/services/Mhhi/FeatureServer/0 (portal: https://vital-signs-bniajfi.hub.arcgis.com/datasets/median-household-income-community-statistical-area)
% of residential properties vacant and abandoned (2023) 0.94% (2010: 5.31%) 3.2% BNIA "Vacant" layer: https://services1.arcgis.com/mVFRs7NF4iFitgbY/arcgis/rest/services/Vacant/FeatureServer/0
% of family households below poverty (2019–2023) 2.2% 14.6% BNIA "Hhpov" layer: https://services1.arcgis.com/mVFRs7NF4iFitgbY/arcgis/rest/services/Hhpov/FeatureServer/0
Median home sale price (2023) $287,500 (2022: $325,000) $256,500 BNIA "Salepr" layer: https://services1.arcgis.com/mVFRs7NF4iFitgbY/arcgis/rest/services/Salepr/FeatureServer/0
Part 1 crime rate per 1,000 residents (2022) 64.5 (2019: 87.7; 2011: 99.5) 54.4 BNIA "Crime" layer: https://services1.arcgis.com/mVFRs7NF4iFitgbY/arcgis/rest/services/Crime/FeatureServer/0

How to read these numbers. - Midtown's median income has roughly risen 60% since 2010, and its official vacant-and-abandoned rate has fallen below 1%. That shows a market that has largely stabilized. - The 1800 block of N. Charles still has visible vacancy. The 2023 appraisal for 1816 noted "some of the neighboring buildings are currently vacant and many have been graffitied." (LLAYD file: Bowery Appraisal, research/source_text/...Bowery Appraisal...txt, rent reconciliation section.) - This redevelopment would remove blight on a block that is behind the rest of the CSA.


4. Major investments and anchors nearby

Asset Facts Source
Baltimore Penn Station (≈3 blocks away, per the RFP) Exterior renovation is complete. A new Acela platform opened in early 2024 and a second platform is under construction. FRA awarded $123M in late 2024; Amtrak committed $90M to the expansion. June 2026: Amtrak and Penn Station Partners (Cross Street Partners + Beatty Development) paused the planned new north station building on E. Lanvale St. and restructured their partnership. PSP stays master developer for the surrounding streetscape and parcels. Amtrak will renovate the historic headhouse interior on its own. The two planned E. Lanvale residential/commercial buildings have no timeline. Weekday Acela trips rose from 26 to 32 on 6/22/2026. The Banner: https://www.thebanner.com/community/transportation/penn-station-amtrak-development-pause-NJPH6XC33VARFLQGD7GGDEME4A/ ; CBS Baltimore: https://www.cbsnews.com/baltimore/news/penn-station-paused-construction-baltimore-maryland/ ; Baltimore Sun (paywalled): https://www.baltimoresun.com/2026/06/03/penn-station-amtrak-redevelopment/
Nelson Kohl Apartments, 20 E. Lanvale St. Described as the first Class-A mid-rise market-rate apartment building in Station North. 103 units, 8 stories, built 2018. https://www.apartmentfinder.com/Maryland/Baltimore-Apartments/Nelson-Kohl-Apartments-sd3wj85 ; https://www.zahlco.com/nelsonkohl
SNF Parkway Theatre (Maryland Film Festival), 5 W. North Ave. 1915 movie palace, vacant for about 40 years. Reopened in 2017 after an ≈$18.2M renovation (SNF $5M lead gift). It is used by MICA and JHU film programs. https://hub.jhu.edu/2017/04/21/parkway-theater-grand-opening ; https://www.baltimorebrew.com/2015/10/24/parkway-theatre-turns-100-passes-15m-mark-in-renovation-funds/
Charles Theatre On the same block as 1816, and cited by the appraiser as a strength Bowery appraisal SWOT (LLAYD file)
Motor House, 120 W. North Ave. A 1914 Ford dealership. BARCO bought it in 2013 and turned it into an arts hub with a bar, black-box theater, and studios. https://explore.baltimoreheritage.org/items/show/560 ; https://www.baltimoreartsrealty.com/
North Avenue Market Acquired in 2024 by a group led by Central Baltimore Partnership. NIIF made a $1.69M acquisition bridge loan; the State, Johns Hopkins University, and the seller also funded it. Full redevelopment is ≈$30M. In FY27 DHCD proposed $400,000 in BRNI for façade and storefront restoration. https://www.baltimoreniif.org/niif-investments/group-led-by-central-baltimore-partnership-acquires-north-avenue-market/ ; https://dhcd.maryland.gov/Documents/PressReleases/FY27-State-Revitalization-Program-Proposed-Amounts.pdf
AREA 405 (Greenmount West) Preserved as artist space. NIIF and Reinvestment Fund provided ≈$2.7M toward a $5.9M total development cost. CDFI Fund 30th Anniversary case study: https://cdfi.org/wp-content/uploads/2024/03/case_65.pdf
Art House Baltimore (1900 blocks of Maryland Ave. and Howard St.) Proposed 160 affordable units (30–60% AMI), ≈$37M, artist preference, ≈13,000 SF of ground-floor studio and café space. Presented to UDAAP 8/2024. https://baltimorefishbowl.com/stories/artists-housing-six-story-160-unit-37-million-apartment-building-proposed-for-baltimores-station-north-area/
Central Baltimore Partnership (CBP) FY27 BRNI items CBFF Strategic Acquisition Fund $300K; Neil Muldrow Small Business Fund $200K (façades, fit-out, acquisition); Greater Greenmount Rowhouse Rehab $250K; Spruce Up $135K; Safe & Healthy Homes $150K; operating $75K DHCD FY27 proposed amounts: https://dhcd.maryland.gov/Documents/PressReleases/FY27-State-Revitalization-Program-Proposed-Amounts.pdf
Institutions MICA is within walking distance. The Mt. Royal/MICA light-rail stop serves MICA, the University of Baltimore, and the Lyric, about 3 blocks from Penn Station. JHU partners on the Parkway and North Avenue Market. https://en.wikipedia.org/wiki/Station_North_Arts_and_Entertainment_District ; https://en.wikipedia.org/wiki/Mt._Royal/MICA_station
1816 N. Charles (LLAYD, underway) Active DHCD BRNI award BRNI-2026-LLAYD-00539-R, $250,000 ("LLAYD Small Business Hub"; term 1/1/2026–6/30/2028; DHCD PM Kate Howard). A $125,000 advance request package has been prepared. LLAYD files: research/source_text/1816 N Charles St__BRNI Funding Request.pdf.txt and ...__BRVI__README.md.txt

5. Transit and walkability


6. Opportunity Zone and other designations

Designation Status Source
Qualified Opportunity Zone (current map) Yes. Tract 1205 is one of Baltimore's 42 OZ tracts, and the BDC RFP says the site is in an OZ. https://opportunitydb.com/zones/24510120500/ ; BDC RFP p. 6
OZ 2.0 (OBBBA) New map takes effect 1/1/2027; governors nominate tracts starting 7/1/2026. Maryland's submission of up to 113 tracts to Treasury is due 9/29/2026 (county nominations were due to DHCD 8/7/2026). The current map stays in effect through end of 2028. Eligibility tightens: median family income below 70% of the benchmark, or 20%+ poverty with a 125% income cap. Risk: Tract 1205's median household income ($61,338) is close to the citywide figure ($64,778), so it may not qualify for the 2027 map. UNVERIFIED — check DHCD's final nomination list. https://eig.org/opportunity-zones-2-0-where-things-stand/ ; https://conduitstreet.mdcounties.org/2026/05/22/webinar-recap-what-counties-need-to-know-about-opportunity-zones-2-0/ ; https://dhcd.maryland.gov/business-development/maryland-opportunity-zones
Baltimore Enterprise Zone Yes — "The Site is located within an Enterprise Zone" (BDC contact: Shevon Kaintuck, 410-837-9305) BDC RFP p. 7
Sustainable Community / BRNI area 1816 already holds a BRNI award, so the block is inside a BRNI target area. Confirm 1818/1820 on DHCD's Neighborhood Revitalization Mapper. LLAYD BRNI award file; https://dhcd.maryland.gov/neighborhood-revitalization/community-development-funding/state-revitalization-programs/baltimore-regional-neighborhood-initiative
NIIF eligible neighborhood Likely yes, UNVERIFIED. NIIF has financed North Avenue Market (Station North) and AREA 405 (Greenmount West). Confirm on NIIF's eligibility map. https://www.baltimoreniif.org/eligible-neighborhoods/
Healthy Neighborhoods area Charles North, Greenmount West, and Mount Vernon are listed. The loan products are for owner-occupants. https://healthyneighborhoods.org/target-blocks/ (via search summary)
Baltimore Main Streets No. The nine districts are Belair-Edison, Federal Hill, Fells Point, Hamilton-Lauraville, Highlandtown, Park Heights, Pennsylvania Ave., Pigtown, and Waverly. https://baltimoremainstreets.lovable.app/ (redirect from baltimorecity.gov/smbad)
Special Benefits District surcharge The 1816 FY26 tax bill shows no surcharge. The Midtown CBD ($0.132/$100) covers parts of Charles North, so confirm the 1818 and 1820 bills. LLAYD tax bill file; https://www.midtownbaltimore.org/surcharge

7. Public safety (high level)


8. Why the project matters (points for the narrative)

  1. Removes blight next to major public investment. Three historic rowhouses on the 1800 block of N. Charles sit within walking distance of Penn Station (a $123M FRA award plus a $90M Amtrak commitment, as reported separately), the Parkway, the Charles Theatre, and North Avenue Market (≈$30M).
  2. Adds density where transit already exists. With Walk Score 96 / Transit 83 and Acela service growing, 18 apartments plus ground-floor retail fits the Charles North Vision Plan and Amtrak's new station-district TOD approach.
  3. Preserves a contributing historic mansion. The North Central National Register district and CNURP both require this, and it opens up CHAP, MHT, and federal historic credits (see file 03).
  4. Builds on the state's existing investment. 1816 already holds a $250K BRNI award, so finishing 1818/1820 completes the reunited mansion and protects the State's money.
  5. Advances equity goals. The project is led by a Black-owned developer/contractor team, which matches BDC's equity statement and its 27% MBE / 10% WBE goals (BDC RFP Exhibit I).
  6. Tightens the corridor. Midtown's residential vacancy is under 1%, but this block still has visible vacancy. Filling it strengthens the Charles Street link between Mount Vernon and Charles Village.
Prepared by Live Life As You Dream (LLAYD) LLC & Tyjuan Amor LLC for Baltimore Development Corporation and NIIF · September 17, 2026